PolicyCare is a service to help our clients organise and review their existing insurance programmes.  Many clients have multiple insurance policies of various kinds bought from advisors and agents but may not fully understand and appreciate these policies.  Many may be wrongly or under sold due to insufficient or inappropriate advice.  The aim of PolicyCare is to address and reverse this trend by providing our clients a comprehensive summary of their existing programmes coupled with advice and explanatory notes.

The PolicyCare document is produced after a detailed study and analysis upon receiving complete information from the client.  The document is usually prepared in a summary table format for ease of understanding and reference.  Clients are not compelled to purchase any products upon receipt of the PolicyCare document.

The PolicyCare document may be followed by a Statement of Recommendation (SoR) which highlights the client’s needs and objectives, and the recommendation to address the shortfall.  The SoR is a detailed report starting with the client’s objectives, analysis of the client’s current financial situation, disclosures and disclaimers, and concluding with the recommendation and action plan.  It is advisable to review the SoR annually.